*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

    :root {
      --navy:        #0a1628;
      --navy-mid:    #111f38;
      --navy-light:  #1a3050;
      --navy-glow:   #1e3a5f;
      --gold:        #c8923a;
      --gold-accessible: #8a5a0a;
      --gold-light:  #e8b86d;
      --gold-pale:   #f5e6c8;
      --gold-vivid:  #f0aa44;
      --white:       #ffffff;
      --off-white:   #f6f4ef;
      --surface:     #faf9f6;
      --text-body:   #2e3d52;
      --text-muted:  #7a8799;
      --border:      rgba(200,146,58,0.18);
      --border-soft: rgba(200,146,58,0.09);
      --shadow-sm:   0 2px 12px rgba(10,22,40,0.08);
      --shadow-md:   0 8px 32px rgba(10,22,40,0.13);
      --shadow-lg:   0 24px 64px rgba(10,22,40,0.20);
      --shadow-glow: 0 0 40px rgba(200,146,58,0.18);
      --glass-bg:    rgba(255,255,255,0.06);
      --glass-border:rgba(255,255,255,0.12);
      --radius-sm:   8px;
      --radius-md:   14px;
      --radius-lg:   20px;
      --radius-xl:   28px;
      --ease-out:    cubic-bezier(0.16, 1, 0.3, 1);
      --ease-spring: cubic-bezier(0.34, 1.56, 0.64, 1);
    }

    html { scroll-behavior: smooth; }

    /* ══════════════════════════════════════
       PREMIUM DESIGN OVERHAUL
    ══════════════════════════════════════ */

    /* Use Cormorant Garamond for headings — more distinctive than Playfair */
    .hero h1, .section-title, .team-name, .testi-card h3,
    .why-card h3, .service-card h3, .step h3, .blog-card h3,
    .article-modal h3, .cta-inner h2, .modal h3,
    .hero-card-title, .footer-brand strong, .logo-text strong {
      font-family: 'Cormorant Garamond', serif;
      letter-spacing: -0.01em;
    }

    /* ── HERO AMBIENT ORBS ── */
    .hero-orb {
      position: absolute;
      border-radius: 50%;
      filter: blur(90px);
      opacity: 0;
      animation: orb-float 8s ease-in-out infinite;
      pointer-events: none;
    }
    .hero-orb-1 {
      width: 500px; height: 500px;
      background: radial-gradient(circle, rgba(200,146,58,0.18) 0%, transparent 70%);
      top: -100px; right: -100px;
      animation-delay: 0s;
      opacity: 0.7;
    }
    .hero-orb-2 {
      width: 350px; height: 350px;
      background: radial-gradient(circle, rgba(30,58,95,0.6) 0%, transparent 70%);
      bottom: -80px; left: -60px;
      animation-delay: -3s;
      opacity: 0.5;
    }
    .hero-orb-3 {
      width: 240px; height: 240px;
      background: radial-gradient(circle, rgba(200,146,58,0.12) 0%, transparent 70%);
      top: 50%; left: 40%;
      animation-delay: -5s;
      opacity: 0.4;
    }
    @keyframes orb-float {
      0%, 100% { transform: translate(0, 0) scale(1); }
      33%  { transform: translate(20px, -30px) scale(1.05); }
      66%  { transform: translate(-15px, 20px) scale(0.97); }
    }

    /* ── HERO CONTENT ENTRANCE ── */
    .hero-badge   { animation: fade-up 0.7s var(--ease-out) 0.1s both; }
    .hero h1      { animation: fade-up 0.8s var(--ease-out) 0.2s both; }
    .hero p       { animation: fade-up 0.8s var(--ease-out) 0.35s both; }
    .hero-actions { animation: fade-up 0.8s var(--ease-out) 0.48s both; }
    .hero-stats   { animation: fade-up 0.8s var(--ease-out) 0.6s both; }
    @keyframes fade-up {
      from { opacity: 0; transform: translateY(28px); }
      to   { opacity: 1; transform: translateY(0); }
    }

    /* ── PREMIUM HERO BADGE ── */
    .hero-badge {
      background: linear-gradient(135deg, rgba(200,146,58,0.2) 0%, rgba(200,146,58,0.08) 100%) !important;
      border: 1px solid rgba(200,146,58,0.35) !important;
      backdrop-filter: blur(12px);
      box-shadow: 0 2px 16px rgba(200,146,58,0.15), inset 0 1px 0 rgba(255,255,255,0.08);
    }
    .hero-badge::before {
      content: '';
      display: inline-block;
      width: 6px; height: 6px;
      background: var(--gold-vivid);
      border-radius: 50%;
      margin-right: 4px;
      animation: pulse-dot 2s infinite;
    }

    /* ── HERO HEADLINE UPGRADE ── */
    .hero h1 {
      font-size: clamp(40px, 5.5vw, 70px) !important;
      font-weight: 600 !important;
      line-height: 1.08 !important;
      background: linear-gradient(160deg, #ffffff 0%, rgba(255,255,255,0.85) 60%, var(--gold-light) 100%);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
    }
    .hero h1 em {
      font-style: italic;
      background: linear-gradient(135deg, var(--gold-vivid) 0%, var(--gold-light) 100%);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
    }

    /* ── HERO STAT CARDS ── */
    .hero-stats {
      display: flex;
      gap: 0;
      background: var(--glass-bg);
      backdrop-filter: blur(20px);
      -webkit-backdrop-filter: blur(20px);
      border: 1px solid var(--glass-border);
      border-radius: var(--radius-lg);
      overflow: hidden;
      box-shadow: 0 8px 32px rgba(0,0,0,0.2), inset 0 1px 0 rgba(255,255,255,0.06);
    }
    .hero-stats > div {
      flex: 1;
      padding: 20px 24px;
      border-right: 1px solid var(--glass-border);
      transition: background 0.25s;
    }
    .hero-stats > div:last-child { border-right: none; }
    .hero-stats > div:hover { background: rgba(200,146,58,0.06); }

    /* ── BTN UPGRADES ── */
    .btn-primary {
      background: linear-gradient(135deg, var(--gold) 0%, var(--gold-vivid) 50%, var(--gold) 100%) !important;
      background-size: 200% 100% !important;
      box-shadow: 0 4px 20px rgba(200,146,58,0.35), inset 0 1px 0 rgba(255,255,255,0.25) !important;
      transition: background-position 0.4s, transform 0.2s, box-shadow 0.2s !important;
      letter-spacing: 0.01em;
    }
    .btn-primary:hover {
      background-position: 100% 0 !important;
      box-shadow: 0 6px 28px rgba(200,146,58,0.5), inset 0 1px 0 rgba(255,255,255,0.3) !important;
      transform: translateY(-2px) !important;
    }
    .btn-primary:active { transform: translateY(0) !important; }

    /* ── SECTION TITLE UPGRADE ── */
    .section-title {
      font-size: clamp(32px, 4vw, 52px) !important;
      font-weight: 600 !important;
      line-height: 1.1 !important;
    }

    /* ── ANNOUNCEMENT BAR ── */
    .announcement {
      background: linear-gradient(90deg, var(--navy-mid) 0%, var(--navy-glow) 50%, var(--navy-mid) 100%);
      border-bottom: 1px solid var(--border);
    }


    /* ── GLASSMORPHISM WHY CARDS ── */
    .why-card {
      background: linear-gradient(135deg, rgba(255,255,255,0.055) 0%, rgba(255,255,255,0.02) 100%) !important;
      backdrop-filter: blur(16px) !important;
      -webkit-backdrop-filter: blur(16px) !important;
      border: 1px solid rgba(255,255,255,0.1) !important;
      box-shadow: 0 4px 24px rgba(0,0,0,0.12), inset 0 1px 0 rgba(255,255,255,0.06) !important;
    }
    .why-card:hover {
      background: linear-gradient(135deg, rgba(200,146,58,0.1) 0%, rgba(200,146,58,0.03) 100%) !important;
      border-color: rgba(200,146,58,0.3) !important;
      box-shadow: 0 20px 60px rgba(0,0,0,0.25), 0 0 40px rgba(200,146,58,0.12) !important;
    }
    .why-icon {
      background: linear-gradient(135deg, rgba(200,146,58,0.25) 0%, rgba(200,146,58,0.08) 100%) !important;
      border: 1px solid rgba(200,146,58,0.25) !important;
      box-shadow: 0 4px 16px rgba(200,146,58,0.15), inset 0 1px 0 rgba(255,255,255,0.1) !important;
    }

    /* ── SERVICES CARDS UPGRADE ── */
    .service-card {
      background: linear-gradient(160deg, #ffffff 0%, #faf8f4 100%) !important;
      border: 1px solid rgba(200,146,58,0.08) !important;
      box-shadow: 0 2px 12px rgba(10,22,40,0.05), inset 0 1px 0 rgba(255,255,255,0.8) !important;
    }
    .service-card:hover {
      background: linear-gradient(160deg, #ffffff 0%, #fff8ef 100%) !important;
      box-shadow: 0 28px 70px rgba(10,22,40,0.14), 0 0 0 1px rgba(200,146,58,0.15) !important;
    }
    .tag {
      background: linear-gradient(135deg, rgba(200,146,58,0.08) 0%, rgba(200,146,58,0.04) 100%) !important;
      border: 1px solid rgba(200,146,58,0.2) !important;
      color: #8a6c3a !important;
      font-weight: 600 !important;
      letter-spacing: 0.02em !important;
      transition: all 0.2s !important;
    }
    .tag:hover {
      background: rgba(200,146,58,0.15) !important;
      color: var(--gold) !important;
    }

    /* ── STEP CONNECTOR LINES ── */
    .steps { position: relative; }
    .steps::before {
      content: '';
      position: absolute;
      top: 30px;
      left: calc(12.5% + 30px);
      right: calc(12.5% + 30px);
      height: 1px;
      background: linear-gradient(90deg, transparent, rgba(200,146,58,0.3) 20%, rgba(200,146,58,0.3) 80%, transparent);
      pointer-events: none;
    }
    .step-num {
      background: linear-gradient(135deg, var(--navy-light) 0%, var(--navy) 100%) !important;
      box-shadow: 0 0 0 4px rgba(200,146,58,0.15), 0 0 0 8px rgba(200,146,58,0.06), 0 8px 24px rgba(0,0,0,0.2) !important;
      position: relative;
      z-index: 1;
      transition: all 0.4s var(--ease-spring) !important;
    }
    .step:hover .step-num {
      box-shadow: 0 0 0 6px rgba(200,146,58,0.25), 0 0 0 12px rgba(200,146,58,0.08), 0 12px 32px rgba(0,0,0,0.25) !important;
      transform: translateY(-4px) scale(1.08) !important;
      background: linear-gradient(135deg, rgba(200,146,58,0.9) 0%, var(--gold) 100%) !important;
      color: var(--navy) !important;
    }

    /* ── TEAM CARDS UPGRADE ── */
    .team-card {
      background: linear-gradient(160deg, #ffffff 0%, #faf8f4 100%) !important;
      box-shadow: 0 2px 16px rgba(10,22,40,0.06), inset 0 1px 0 rgba(255,255,255,0.9) !important;
      transition: all 0.4s var(--ease-out) !important;
    }
    .team-card:hover {
      background: linear-gradient(160deg, #ffffff 0%, #fff9f0 100%) !important;
      box-shadow: 0 24px 60px rgba(10,22,40,0.13), 0 0 40px rgba(200,146,58,0.07) !important;
    }
    .team-avatar {
      background: linear-gradient(135deg, var(--navy-light) 0%, var(--navy) 100%) !important;
      border: 3px solid transparent !important;
      background-clip: padding-box !important;
      box-shadow: 0 0 0 3px var(--gold), 0 8px 24px rgba(0,0,0,0.2) !important;
      transition: all 0.4s var(--ease-spring) !important;
    }
    .team-card:hover .team-avatar {
      box-shadow: 0 0 0 3px var(--gold-vivid), 0 12px 32px rgba(0,0,0,0.25) !important;
      transform: scale(1.06) !important;
    }
    .team-credential {
      background: linear-gradient(135deg, var(--gold-vivid) 0%, var(--gold) 100%);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
    }
    .team-contact {
      background: linear-gradient(135deg, rgba(200,146,58,0.1) 0%, rgba(200,146,58,0.05) 100%) !important;
      box-shadow: 0 2px 8px rgba(200,146,58,0.1) !important;
      transition: all 0.25s !important;
    }
    .team-contact:hover {
      background: linear-gradient(135deg, var(--gold) 0%, var(--gold-vivid) 100%) !important;
      box-shadow: 0 4px 20px rgba(200,146,58,0.35) !important;
      transform: translateY(-2px) !important;
    }

    /* ── TESTIMONIAL CARDS ── */
    .testi-card {
      background: linear-gradient(160deg, #ffffff 0%, #faf8f4 100%) !important;
      border: 1px solid rgba(200,146,58,0.08) !important;
      box-shadow: 0 2px 16px rgba(10,22,40,0.05) !important;
      transition: all 0.35s var(--ease-out) !important;
    }
    .testi-card:hover {
      box-shadow: 0 20px 50px rgba(10,22,40,0.12), 0 0 0 1px rgba(200,146,58,0.12) !important;
      transform: translateY(-4px) !important;
    }
    .testi-stars {
      background: linear-gradient(135deg, var(--gold-vivid) 0%, var(--gold-light) 100%);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
      font-size: 20px !important;
      letter-spacing: 2px;
    }

    /* ── FAQ UPGRADE ── */
    .faq-item {
      border-bottom: 1px solid rgba(200,146,58,0.1) !important;
      transition: all 0.2s;
    }
    .faq-item.open {
      background: linear-gradient(180deg, rgba(200,146,58,0.03) 0%, transparent 100%);
      border-radius: var(--radius-sm);
      padding: 0 16px;
      margin: 0 -16px;
    }
    .faq-q { position: relative; }
    .faq-q::after {
      content: '';
      position: absolute;
      bottom: 0; left: 0;
      width: 0; height: 1px;
      background: linear-gradient(90deg, var(--gold), transparent);
      transition: width 0.4s var(--ease-out);
    }
    .faq-item.open .faq-q::after { width: 100%; }

    /* ── BLOG CARDS ── */
    .blog-card {
      background: linear-gradient(160deg, #ffffff 0%, #faf8f4 100%) !important;
      box-shadow: 0 2px 16px rgba(10,22,40,0.05) !important;
      transition: all 0.4s var(--ease-out) !important;
    }
    .blog-card:hover {
      box-shadow: 0 28px 64px rgba(10,22,40,0.14) !important;
      transform: translateY(-6px) !important;
    }
    .blog-thumb {
      position: relative;
      overflow: hidden;
    }
    .blog-thumb::after {
      content: '';
      position: absolute;
      inset: 0;
      background: linear-gradient(180deg, transparent 40%, rgba(0,0,0,0.4) 100%);
    }
    .blog-card:hover .blog-thumb { filter: brightness(1.08); }

    /* ── GOOGLE REVIEW CARDS ── */
    .google-review-card {
      background: linear-gradient(135deg, rgba(255,255,255,0.07) 0%, rgba(255,255,255,0.03) 100%) !important;
      backdrop-filter: blur(12px) !important;
      -webkit-backdrop-filter: blur(12px) !important;
      border: 1px solid rgba(255,255,255,0.1) !important;
      box-shadow: 0 4px 24px rgba(0,0,0,0.12), inset 0 1px 0 rgba(255,255,255,0.06) !important;
      transition: all 0.35s var(--ease-out) !important;
    }
    .google-review-card:hover {
      background: linear-gradient(135deg, rgba(200,146,58,0.08) 0%, rgba(200,146,58,0.03) 100%) !important;
      border-color: rgba(200,146,58,0.25) !important;
      transform: translateY(-4px) !important;
      box-shadow: 0 16px 48px rgba(0,0,0,0.2) !important;
    }
    .gr-stars {
      background: linear-gradient(135deg, var(--gold-vivid) 0%, var(--gold-light) 100%);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
    }
    .rating-score {
      background: linear-gradient(135deg, var(--gold-vivid) 0%, var(--gold-light) 100%);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
    }

    /* ── SECTION DIVIDERS ── */
    .why-us, .reviews { position: relative; }
    .why-us::before {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0;
      height: 1px;
      background: linear-gradient(90deg, transparent 0%, rgba(200,146,58,0.3) 50%, transparent 100%);
    }

    /* ── FLOATING LABEL ON SECTION ── */
    .section-label {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      font-size: 11px !important;
      letter-spacing: 0.14em !important;
    }
    .section-label::before {
      content: '';
      display: inline-block;
      width: 20px; height: 1px;
      background: currentColor;
      opacity: 0.6;
    }

    /* ── CHAT BUBBLE PREMIUM ── */
    .chat-bubble {
      box-shadow: 0 20px 60px rgba(0,0,0,0.4), 0 0 0 1px rgba(200,146,58,0.15) !important;
      backdrop-filter: blur(20px) !important;
    }
    .chat-header {
      background: linear-gradient(135deg, rgba(200,146,58,0.12) 0%, rgba(255,255,255,0.04) 100%) !important;
    }

    /* ── MOBILE MENU PREMIUM ── */
    .mobile-menu {
      background: linear-gradient(160deg, var(--navy) 0%, #060e1a 100%) !important;
    }

    /* ── SCROLL REVEAL UPGRADE ── */
    .reveal {
      opacity: 0;
      transform: translateY(32px);
      transition: opacity 0.7s var(--ease-out), transform 0.7s var(--ease-out);
    }
    .reveal.visible { opacity: 1; transform: none; }

    /* ── CTA BANNER UPGRADE ── */
    .cta-banner {
      background: linear-gradient(135deg, #060e1a 0%, var(--navy) 40%, var(--navy-glow) 100%) !important;
    }
    .cta-banner::after {
      content: '';
      position: absolute;
      inset: 0;
      background:
        radial-gradient(ellipse 50% 80% at 80% 50%, rgba(200,146,58,0.12) 0%, transparent 60%),
        radial-gradient(ellipse 30% 60% at 20% 80%, rgba(200,146,58,0.06) 0%, transparent 50%);
      pointer-events: none;
    }

    /* ── FOOTER UPGRADE ── */
    footer {
      background: linear-gradient(160deg, #04090f 0%, #080f18 60%, #060c16 100%) !important;
      border-top: 1px solid rgba(200,146,58,0.1) !important;
    }

    /* ── NUMBER COUNTER ANIMATION ── */
    @keyframes count-up {
      from { opacity: 0; transform: translateY(12px); }
      to   { opacity: 1; transform: translateY(0); }
    }
    .hero-stat-value { animation: count-up 0.8s var(--ease-out) 0.7s both; }

    /* ── GOLD SHIMMER ON HOVER for gold elements ── */
    @keyframes gold-shimmer {
      0%   { background-position: -200% center; }
      100% { background-position: 200% center; }
    }

    body {
      font-family: 'DM Sans', sans-serif;
      background: var(--off-white);
      color: var(--text-body);
      overflow-x: hidden;
    }

    /* ── NOISE TEXTURE OVERLAY ── */
    body::before {
      content: '';
      position: fixed;
      inset: 0;
      background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noise)' opacity='0.03'/%3E%3C/svg%3E");
      pointer-events: none;
      z-index: 9999;
      opacity: 0.4;
    }

    /* ── ANNOUNCEMENT BAR ── */
    .announcement {
      background: linear-gradient(90deg, var(--navy-mid) 0%, var(--navy-light) 50%, var(--navy-mid) 100%);
      color: var(--gold-light);
      text-align: center;
      padding: 10px 20px;
      font-size: 12.5px;
      font-weight: 600;
      letter-spacing: 0.06em;
      border-bottom: 1px solid var(--border);
      position: relative;
      overflow: hidden;
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 0;
    }

    .announcement span { opacity: 0.4; margin: 0 8px; }

    /* ── HEADER ── */
    header {
      background: rgba(10,22,40,0.82);
      backdrop-filter: blur(24px) saturate(160%);
      -webkit-backdrop-filter: blur(24px) saturate(160%);
      position: sticky;
      top: 0;
      z-index: 100;
      border-bottom: 1px solid rgba(200,146,58,0.14);
      transition: background 0.4s, box-shadow 0.4s;
    }
    .header-inner {
      max-width: 1600px;
      margin: 0 auto;
      padding: 0 48px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      height: 76px;
      gap: 16px;
      flex-wrap: nowrap;
    }
    .logo {
      display: flex;
      align-items: center;
      gap: 12px;
      text-decoration: none;
      flex-shrink: 0;
    }
    .logo-icon {
      width: 56px;
      height: 56px;
      border-radius: 50%;
      overflow: hidden;
      flex-shrink: 0;
      display: flex;
      align-items: center;
      justify-content: center;
      background: transparent;
    }
    .logo-icon img {
      width: 100%;
      height: 100%;
      object-fit: contain;
      border-radius: 50%;
    }
    .logo-text { color: var(--white); }
    .logo-text strong {
      display: block;
      font-family: 'Playfair Display', serif;
      font-size: 17px;
      line-height: 1.1;
    }
    .logo-text small {
      font-size: 10px;
      color: var(--gold-light);
      letter-spacing: 0.12em;
      text-transform: uppercase;
    }

    nav { display: flex; align-items: center; gap: 2px; flex-wrap: nowrap; flex-shrink: 1; }
    nav a {
      color: rgba(255,255,255,0.75);
      text-decoration: none;
      font-size: 13px;
      font-weight: 500;
      padding: 7px 10px;
      border-radius: 6px;
      transition: all 0.2s;
      white-space: nowrap;
    }
    nav a:hover { color: var(--white); background: rgba(255,255,255,0.08); }

    .header-cta {
      display: flex;
      align-items: center;
      gap: 12px;
      flex-shrink: 0;
    }
    .header-phone {
      color: var(--gold-light);
      text-decoration: none;
      font-size: 13px;
      font-weight: 600;
      display: flex;
      align-items: center;
      gap: 6px;
      white-space: nowrap;
    }
    .btn-primary {
      background: linear-gradient(135deg, var(--gold) 0%, var(--gold-vivid) 100%);
      color: var(--navy);
      border: none;
      padding: 11px 24px;
      border-radius: var(--radius-sm);
      font-size: 14px;
      font-weight: 700;
      font-family: 'DM Sans', sans-serif;
      cursor: pointer;
      text-decoration: none;
      transition: all 0.3s var(--ease-out);
      display: inline-flex;
      align-items: center;
      gap: 7px;
      box-shadow: 0 4px 16px rgba(200,146,58,0.3), inset 0 1px 0 rgba(255,255,255,0.2);
      position: relative;
      overflow: hidden;
    }
    .btn-primary::after {
      content: '';
      position: absolute;
      inset: 0;
      background: linear-gradient(135deg, rgba(255,255,255,0.15) 0%, transparent 60%);
      opacity: 0;
      transition: opacity 0.3s;
    }
    .btn-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 28px rgba(200,146,58,0.45); }
    .btn-primary:hover::after { opacity: 1; }
    .btn-primary:active { transform: scale(0.97); }

    /* ── HERO ── */
    .hero {
      background: var(--navy);
      overflow: hidden;
      position: relative;
    }
    .hero-bg {
      position: absolute;
      inset: 0;
      background:
        radial-gradient(ellipse 70% 90% at 85% 30%, rgba(200,146,58,0.16) 0%, transparent 55%),
        radial-gradient(ellipse 50% 70% at 15% 80%, rgba(26,48,80,0.9) 0%, transparent 60%),
        radial-gradient(ellipse 40% 50% at 50% 0%, rgba(30,60,100,0.4) 0%, transparent 50%);
    }
    .hero-grid {
      position: absolute;
      inset: 0;
      background-image:
        linear-gradient(rgba(200,146,58,0.05) 1px, transparent 1px),
        linear-gradient(90deg, rgba(200,146,58,0.05) 1px, transparent 1px);
      background-size: 60px 60px;
      mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 40%, transparent 100%);
    }
    /* Floating orb decorations */
    .hero-orb1 {
      position: absolute;
      width: 500px; height: 500px;
      background: radial-gradient(circle, rgba(200,146,58,0.08) 0%, transparent 70%);
      border-radius: 50%;
      top: -100px; right: -100px;
      pointer-events: none;
      animation: float-orb 8s ease-in-out infinite;
    }
    .hero-orb2 {
      position: absolute;
      width: 300px; height: 300px;
      background: radial-gradient(circle, rgba(30,58,100,0.5) 0%, transparent 70%);
      border-radius: 50%;
      bottom: -50px; left: 5%;
      pointer-events: none;
      animation: float-orb 11s ease-in-out infinite reverse;
    }
    @keyframes float-orb {
      0%, 100% { transform: translateY(0px) scale(1); }
      50% { transform: translateY(-30px) scale(1.05); }
    }
    .hero-inner {
      max-width: 900px;
      margin: 0 auto;
      padding: 110px 48px 96px;
      display: block;
      position: relative;
      z-index: 1;
      text-align: left;
    }
    .hero-badge {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: rgba(201,147,58,0.15);
      border: 1px solid var(--border);
      color: var(--gold-light);
      font-size: 12px;
      font-weight: 600;
      letter-spacing: 0.08em;
      text-transform: uppercase;
      padding: 6px 14px;
      border-radius: 20px;
      margin-bottom: 24px;
    }
    .hero h1 {
      font-family: 'Playfair Display', serif;
      font-size: clamp(38px, 5vw, 62px);
      color: var(--white);
      line-height: 1.08;
      margin-bottom: 22px;
      letter-spacing: -0.02em;
    }
    .hero h1 em {
      font-style: normal;
      background: linear-gradient(135deg, var(--gold-vivid) 0%, var(--gold-light) 60%, var(--gold) 100%);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
    }
    .hero p {
      color: rgba(255,255,255,0.65);
      font-size: 17px;
      line-height: 1.7;
      margin-bottom: 36px;
      max-width: 480px;
    }
    .hero-actions { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }
    .btn-outline {
      color: var(--white);
      border: 1.5px solid rgba(255,255,255,0.3);
      background: transparent;
      padding: 10px 22px;
      border-radius: 8px;
      font-size: 14px;
      font-weight: 600;
      font-family: 'DM Sans', sans-serif;
      cursor: pointer;
      text-decoration: none;
      transition: all 0.2s;
      display: inline-flex;
      align-items: center;
      gap: 6px;
    }
    .btn-outline:hover { background: rgba(255,255,255,0.08); border-color: rgba(255,255,255,0.6); }

    .hero-stats {
      display: flex;
      gap: 12px;
      margin-top: 44px;
      flex-wrap: wrap;
    }
    .hero-stat {
      background: var(--glass-bg);
      border: 1px solid var(--glass-border);
      backdrop-filter: blur(10px);
      border-radius: var(--radius-md);
      padding: 16px 24px;
      transition: all 0.3s var(--ease-out);
    }
    .hero-stat:hover {
      background: rgba(200,146,58,0.1);
      border-color: var(--border);
      transform: translateY(-2px);
    }
    .hero-stat-value {
      font-family: 'Playfair Display', serif;
      font-size: 28px;
      background: linear-gradient(135deg, var(--gold-vivid), var(--gold-light));
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
      font-weight: 700;
      line-height: 1;
    }
    .hero-stat-label {
      font-size: 11px;
      color: rgba(255,255,255,0.45);
      margin-top: 4px;
      letter-spacing: 0.04em;
    }

    /* ── SECTION SHARED ── */
    section { padding: 96px 48px; }
    .section-inner { max-width: 1600px; margin: 0 auto; }
    .section-label {
      font-size: 11.5px;
      font-weight: 700;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: var(--gold-accessible);
      margin-bottom: 12px;
      display: inline-flex;
      align-items: center;
      gap: 8px;
    }
    .section-label::before {
      content: '';
      display: inline-block;
      width: 20px;
      height: 2px;
      background: linear-gradient(90deg, var(--gold), var(--gold-vivid));
      border-radius: 2px;
    }
    .section-title {
      font-family: 'Playfair Display', serif;
      font-size: clamp(28px, 4vw, 44px);
      color: var(--navy);
      line-height: 1.12;
      margin-bottom: 14px;
      letter-spacing: -0.02em;
    }
    .section-sub {
      color: #5a6a7e;
      font-size: 16px;
      line-height: 1.65;
      max-width: 540px;
    }
    .section-head { margin-bottom: 52px; }

    /* ── WHY US ── */
    .why-us { background: var(--navy); }
    .why-us .section-title { color: var(--white); }
    .why-us .section-sub { color: rgba(255,255,255,0.55); }
    .why-us .section-label { color: var(--gold-light); }

    .why-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
      gap: 24px;
    }
    .why-card {
      background: rgba(255,255,255,0.035);
      border: 1px solid rgba(255,255,255,0.07);
      border-radius: var(--radius-lg);
      padding: 32px 28px;
      transition: all 0.35s var(--ease-out);
      position: relative;
      overflow: hidden;
    }
    .why-card::before {
      content: '';
      position: absolute;
      inset: 0;
      background: linear-gradient(135deg, rgba(200,146,58,0.06) 0%, transparent 60%);
      opacity: 0;
      transition: opacity 0.35s;
    }
    .why-card:hover {
      background: rgba(200,146,58,0.06);
      border-color: rgba(200,146,58,0.22);
      transform: translateY(-4px);
      box-shadow: 0 16px 40px rgba(0,0,0,0.25), var(--shadow-glow);
    }
    .why-card:hover::before { opacity: 1; }
    .why-icon {
      width: 52px;
      height: 52px;
      background: linear-gradient(135deg, rgba(200,146,58,0.2) 0%, rgba(200,146,58,0.08) 100%);
      border: 1px solid rgba(200,146,58,0.2);
      border-radius: var(--radius-sm);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 24px;
      margin-bottom: 20px;
      transition: transform 0.3s var(--ease-spring);
    }
    .why-card:hover .why-icon { transform: scale(1.1) rotate(-3deg); }
    .why-card h3 {
      font-family: 'Playfair Display', serif;
      color: var(--white);
      font-size: 18px;
      margin-bottom: 10px;
    }
    .why-card p { color: rgba(255,255,255,0.5); font-size: 14px; line-height: 1.65; }

    /* ── SERVICES ── */
    .services { background: var(--off-white); }
    .services-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
      gap: 24px;
    }
    .service-card {
      background: var(--white);
      border: 1px solid rgba(200,146,58,0.1);
      border-radius: var(--radius-lg);
      padding: 34px 30px;
      position: relative;
      overflow: hidden;
      transition: all 0.4s var(--ease-out);
      cursor: pointer;
    }
    .service-card::before {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0;
      height: 2px;
      background: linear-gradient(90deg, var(--gold) 0%, var(--gold-vivid) 50%, var(--gold) 100%);
      transform: scaleX(0);
      transition: transform 0.4s var(--ease-out);
      transform-origin: left;
    }
    .service-card::after {
      content: '';
      position: absolute;
      inset: 0;
      background: radial-gradient(ellipse at top center, rgba(200,146,58,0.04) 0%, transparent 70%);
      opacity: 0;
      transition: opacity 0.4s;
    }
    .service-card:hover::before { transform: scaleX(1); }
    .service-card:hover::after { opacity: 1; }
    .service-card:hover {
      box-shadow: var(--shadow-lg), 0 0 0 1px rgba(200,146,58,0.12);
      transform: translateY(-5px);
      border-color: rgba(200,146,58,0.2);
    }
    .service-emoji {
      font-size: 36px;
      margin-bottom: 18px;
      display: inline-block;
      transition: transform 0.4s var(--ease-spring);
      filter: drop-shadow(0 2px 8px rgba(200,146,58,0.2));
    }
    .service-card:hover .service-emoji { transform: scale(1.15) rotate(-5deg); }
    .icon-badge {
      width: 58px; height: 58px; border-radius: 16px;
      background: linear-gradient(135deg, rgba(200,146,58,0.14), rgba(200,146,58,0.05));
      border: 1px solid rgba(200,146,58,0.22);
      display: inline-flex; align-items: center; justify-content: center;
      color: var(--gold-accessible, #8a5a0a);
      margin-bottom: 18px;
      transition: color 0.25s, transform 0.4s var(--ease-spring, ease);
    }
    .service-card:hover .icon-badge { color: var(--navy); transform: scale(1.08); }
    .why-icon svg { transition: color 0.25s; }
    .service-card h3 {
      font-family: 'Playfair Display', serif;
      font-size: 20px;
      color: var(--navy);
      margin-bottom: 10px;
    }
    .service-card p { font-size: 14px; color: #5a6a7e; line-height: 1.65; margin-bottom: 18px; }
    .service-tags { display: flex; flex-wrap: wrap; gap: 8px; }
    .tag {
      background: var(--off-white);
      border: 1px solid #e0dbd0;
      color: #5a6a7e;
      font-size: 11px;
      font-weight: 600;
      padding: 4px 10px;
      border-radius: 20px;
    }

    /* ── HOW IT WORKS ── */
    .how { background: var(--white); }
    .steps {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
      gap: 32px;
      position: relative;
    }
    .step { text-align: center; padding: 0 10px; }
    .step-num {
      width: 60px;
      height: 60px;
      background: linear-gradient(135deg, var(--navy-light), var(--navy));
      color: var(--gold-vivid);
      font-family: 'Playfair Display', serif;
      font-size: 22px;
      font-weight: 700;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 20px;
      box-shadow: 0 0 0 4px rgba(200,146,58,0.12), 0 0 0 8px rgba(200,146,58,0.05);
      transition: all 0.3s var(--ease-spring);
    }
    .step:hover .step-num {
      box-shadow: 0 0 0 6px rgba(200,146,58,0.2), 0 0 0 12px rgba(200,146,58,0.07);
      transform: scale(1.05);
    }
    .step h3 {
      font-family: 'Playfair Display', serif;
      font-size: 17px;
      color: var(--navy);
      margin-bottom: 8px;
    }
    .step p { font-size: 14px; color: #5a6a7e; line-height: 1.6; }

    /* ── TEAM ── */
    .team { background: var(--white); }
    .team-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
      gap: 28px;
    }
    .team-card {
      background: linear-gradient(160deg, var(--white) 0%, var(--surface) 100%);
      border: 1px solid rgba(200,146,58,0.1);
      border-radius: var(--radius-xl);
      padding: 40px 32px;
      text-align: center;
      transition: all 0.4s var(--ease-out);
      position: relative;
      overflow: hidden;
    }
    .team-card > * { position: relative; z-index: 1; }
    .team-card::before {
      content: '';
      position: absolute;
      top: -80px; left: 50%;
      transform: translateX(-50%);
      width: 200px; height: 200px;
      background: radial-gradient(circle, rgba(200,146,58,0.07) 0%, transparent 70%);
      transition: opacity 0.4s, transform 0.4s;
      opacity: 0;
    }
    .team-card:hover::before { opacity: 1; transform: translateX(-50%) scale(1.3); }
    .team-card::after {
      content: '';
      position: absolute;
      bottom: 0; left: 0; right: 0;
      height: 4px;
      background: linear-gradient(90deg, var(--navy), var(--gold));
      transform: scaleX(0);
      transition: transform 0.3s;
      transform-origin: left;
    }
    .team-card:hover::after { transform: scaleX(1); }
    .team-card:hover { box-shadow: 0 20px 50px rgba(0,0,0,0.1); transform: translateY(-5px); background: var(--white); }
    .team-avatar {
      width: 84px;
      height: 84px;
      border-radius: 50%;
      background: linear-gradient(135deg, var(--navy-light), var(--navy));
      color: var(--gold-vivid);
      font-family: 'Playfair Display', serif;
      font-size: 26px;
      font-weight: 700;
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 22px;
      border: 2px solid rgba(200,146,58,0.3);
      flex-shrink: 0;
      box-shadow: 0 0 0 6px rgba(200,146,58,0.07), var(--shadow-md);
      transition: all 0.4s var(--ease-spring);
    }
    .team-card:hover .team-avatar {
      box-shadow: 0 0 0 8px rgba(200,146,58,0.14), 0 0 30px rgba(200,146,58,0.2);
      border-color: rgba(200,146,58,0.5);
      transform: scale(1.05);
    }
    .team-avatar.legal {
      background: linear-gradient(135deg, var(--navy-light), var(--navy));
      font-size: 20px;
    }
    .team-name {
      font-family: 'Playfair Display', serif;
      font-size: 21px;
      color: var(--navy);
      margin-bottom: 4px;
    }
    .team-credential {
      font-size: 12px;
      font-weight: 700;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 6px;
    }
    .team-role {
      font-size: 13px;
      font-weight: 600;
      color: #5a6a7e;
      margin-bottom: 18px;
      padding-bottom: 18px;
      border-bottom: 1px solid #e8e2d8;
    }
    .team-bio {
      font-size: 14px;
      color: #5a6a7e;
      line-height: 1.7;
      margin-bottom: 22px;
      text-align: left;
    }
    .team-tags {
      display: flex;
      flex-wrap: wrap;
      gap: 7px;
      justify-content: center;
      margin-bottom: 22px;
    }
    .team-tag {
      background: rgba(13,27,42,0.07);
      color: var(--navy);
      font-size: 11px;
      font-weight: 600;
      padding: 5px 12px;
      border-radius: 20px;
      border: 1px solid rgba(13,27,42,0.12);
    }
    .team-contact {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      color: var(--navy);
      text-decoration: none;
      font-size: 14px;
      font-weight: 600;
      background: rgba(201,147,58,0.1);
      border: 1px solid var(--border);
      padding: 9px 18px;
      border-radius: 8px;
      transition: all 0.2s;
    }
    .team-contact:hover { background: var(--gold); color: var(--navy); }

    /* ── TESTIMONIALS ── */
    .testimonials { background: var(--off-white); }
    .testi-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
      gap: 24px;
    }
    .testi-card {
      background: var(--white);
      border: 1px solid rgba(200,146,58,0.1);
      border-radius: var(--radius-lg);
      padding: 30px;
      position: relative;
      transition: all 0.35s var(--ease-out);
      overflow: hidden;
    }
    .testi-card::before {
      content: '"';
      position: absolute;
      top: 16px; right: 24px;
      font-family: 'Playfair Display', serif;
      font-size: 80px;
      line-height: 1;
      color: rgba(200,146,58,0.08);
      pointer-events: none;
    }
    .testi-card:hover {
      border-color: rgba(200,146,58,0.2);
      box-shadow: var(--shadow-md);
      transform: translateY(-3px);
    }
    .testi-stars { color: var(--gold); font-size: 16px; margin-bottom: 14px; }
    .testi-text {
      font-size: 15px;
      color: #3a4a5c;
      line-height: 1.7;
      margin-bottom: 20px;
      font-style: italic;
    }
    .testi-author { display: flex; align-items: center; gap: 12px; }
    .testi-avatar {
      width: 42px;
      height: 42px;
      border-radius: 50%;
      background: var(--navy);
      color: var(--gold);
      display: flex;
      align-items: center;
      justify-content: center;
      font-weight: 700;
      font-size: 16px;
    }
    .testi-name { font-weight: 600; font-size: 14px; color: var(--navy); }
    .testi-role { font-size: 12px; color: var(--text-muted); margin-top: 2px; }

    /* ── FAQ ── */
    .faq { background: var(--white); }
    .faq-list { max-width: 760px; }
    .faq-item {
      border-bottom: 1px solid rgba(200,146,58,0.1);
      transition: background 0.2s;
      border-radius: var(--radius-sm);
      margin-bottom: 2px;
      padding: 0 8px;
    }
    .faq-item.open {
      background: rgba(200,146,58,0.04);
    }
    .faq-q {
      width: 100%;
      background: none;
      border: none;
      padding: 20px 0;
      display: flex;
      justify-content: space-between;
      align-items: center;
      gap: 16px;
      cursor: pointer;
      font-family: 'DM Sans', sans-serif;
      font-size: 15px;
      font-weight: 600;
      color: var(--navy);
      text-align: left;
    }
    .faq-q .arrow {
      font-size: 18px;
      color: var(--gold);
      transition: transform 0.25s;
      flex-shrink: 0;
    }
    .faq-item.open .faq-q .arrow { transform: rotate(180deg); }
    .faq-a {
      max-height: 0;
      overflow: hidden;
      transition: max-height 0.3s ease;
    }
    .faq-item.open .faq-a { max-height: 300px; }
    .faq-a-inner {
      padding-bottom: 20px;
      font-size: 14px;
      color: #5a6a7e;
      line-height: 1.7;
    }

    /* ── BLOG ── */
    .blog { background: var(--off-white); }
    .blog-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
      gap: 24px;
    }
    .blog-card {
      background: var(--white);
      border: 1px solid rgba(200,146,58,0.1);
      border-radius: var(--radius-lg);
      overflow: hidden;
      transition: all 0.4s var(--ease-out);
      cursor: pointer;
    }
    .blog-card:hover {
      box-shadow: var(--shadow-lg);
      transform: translateY(-5px);
      border-color: rgba(200,146,58,0.2);
    }
    .blog-thumb { overflow: hidden; }
    .blog-thumb-emoji {
      font-size: 48px;
      transition: transform 0.4s var(--ease-spring);
    }
    .blog-card:hover .blog-thumb-emoji { transform: scale(1.2) rotate(-5deg); }
    .blog-thumb {
      height: 160px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 48px;
    }
    .blog-thumb.t1 { background: linear-gradient(135deg, #0d1b2a, #1e3354); }
    .blog-thumb.t2 { background: linear-gradient(135deg, #3a1f00, #7a4010); }
    .blog-thumb.t3 { background: linear-gradient(135deg, #0a2a1a, #1a5c36); }
    .blog-body { padding: 22px; }
    .blog-tag {
      font-size: 11px;
      font-weight: 700;
      letter-spacing: 0.08em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 8px;
    }
    .blog-card h3 {
      font-family: 'Playfair Display', serif;
      font-size: 17px;
      color: var(--navy);
      line-height: 1.4;
      margin-bottom: 10px;
    }
    .blog-card p { font-size: 13px; color: #5a6a7e; line-height: 1.6; margin-bottom: 14px; }
    .blog-meta { font-size: 12px; color: var(--text-muted); }

    /* ── CTA BANNER ── */
    .cta-banner {
      background: var(--navy);
      padding: 88px 48px;
      position: relative;
      overflow: hidden;
    }
    .cta-banner::before {
      content: '';
      position: absolute;
      inset: 0;
      background: radial-gradient(ellipse 60% 100% at 90% 50%, rgba(201,147,58,0.15), transparent);
    }
    .cta-inner {
      max-width: 700px;
      margin: 0 auto;
      text-align: center;
      position: relative;
      z-index: 1;
    }
    .cta-inner h2 {
      font-family: 'Playfair Display', serif;
      font-size: clamp(28px, 4vw, 40px);
      color: var(--white);
      margin-bottom: 16px;
    }
    .cta-inner p { color: rgba(255,255,255,0.6); font-size: 16px; margin-bottom: 36px; }
    .cta-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

    /* ── FOOTER ── */
    footer {
      background: #080f18;
      color: rgba(255,255,255,0.5);
      padding: 60px 48px 30px;
    }
    .footer-grid {
      max-width: 1600px;
      margin: 0 auto;
      display: grid;
      grid-template-columns: 2fr 1fr 1fr 1fr;
      gap: 48px;
      padding-bottom: 48px;
      border-bottom: 1px solid rgba(255,255,255,0.07);
    }
    .footer-brand p {
      font-size: 13px;
      line-height: 1.7;
      margin: 14px 0 18px;
      max-width: 280px;
    }
    .irdai-badge {
      background: rgba(201,147,58,0.1);
      border: 1px solid var(--border);
      border-radius: 8px;
      padding: 10px 14px;
      font-size: 11px;
      color: var(--gold-light);
      display: inline-block;
    }
    .irdai-badge strong { display: block; font-size: 13px; margin-bottom: 2px; }
    .footer-col h4 {
      color: var(--white);
      font-size: 13px;
      font-weight: 600;
      letter-spacing: 0.06em;
      text-transform: uppercase;
      margin-bottom: 18px;
    }
    .footer-col ul { list-style: none; }
    .footer-col ul li { margin-bottom: 10px; }
    .footer-col ul li a {
      color: rgba(255,255,255,0.5);
      text-decoration: none;
      font-size: 13px;
      transition: color 0.2s;
    }
    .footer-col ul li a:hover { color: var(--gold-light); }
    .footer-bottom {
      max-width: 1600px;
      margin: 0 auto;
      padding-top: 24px;
      display: flex;
      justify-content: space-between;
      align-items: center;
      flex-wrap: wrap;
      gap: 12px;
      font-size: 12px;
    }
    .footer-bottom a { color: rgba(255,255,255,0.4); text-decoration: none; margin-left: 16px; }
    .footer-bottom a:hover { color: var(--gold-light); }
    .ssl-badge {
      display: flex;
      align-items: center;
      gap: 5px;
      font-size: 11px;
      color: rgba(255,255,255,0.3);
    }

    /* ── WHATSAPP FLOAT ── */
    .wa-float {
      position: fixed;
      bottom: 28px;
      right: 28px;
      z-index: 999;
      background: #25d366;
      color: white;
      width: 58px;
      height: 58px;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 28px;
      box-shadow: 0 4px 20px rgba(37,211,102,0.4);
      text-decoration: none;
      transition: transform 0.2s, box-shadow 0.2s;
      animation: pulse-wa 2.5s infinite;
    }
    .wa-float:hover {
      transform: scale(1.1);
      box-shadow: 0 6px 28px rgba(37,211,102,0.5);
      animation: none;
    }
    @keyframes pulse-wa {
      0%, 100% { box-shadow: 0 4px 20px rgba(37,211,102,0.4); }
      50% { box-shadow: 0 4px 30px rgba(37,211,102,0.7), 0 0 0 8px rgba(37,211,102,0.1); }
    }
    .wa-tooltip {
      position: absolute;
      right: 70px;
      bottom: 12px;
      background: var(--navy);
      color: var(--white);
      font-size: 13px;
      font-weight: 600;
      white-space: nowrap;
      padding: 8px 14px;
      border-radius: 8px;
      opacity: 0;
      pointer-events: none;
      transition: opacity 0.2s;
    }
    .wa-float:hover .wa-tooltip { opacity: 1; }

    /* ── QUOTE MODAL ── */
    .modal-overlay {
      position: fixed; inset: 0; z-index: 500;
      background: rgba(8,15,24,0.75);
      backdrop-filter: blur(4px);
      display: flex; align-items: center; justify-content: center;
      padding: 20px;
      opacity: 0; pointer-events: none;
      transition: opacity 0.25s;
    }
    .modal-overlay.open { opacity: 1; pointer-events: all; }
    .modal {
      background: var(--white);
      border-radius: 20px;
      padding: 40px 36px;
      max-width: 520px;
      width: 100%;
      position: relative;
      transform: translateY(24px);
      transition: transform 0.25s;
      max-height: 90vh;
      overflow-y: auto;
    }
    .modal-overlay.open .modal { transform: none; }
    .modal-close {
      position: absolute; top: 16px; right: 18px;
      background: var(--off-white); border: none;
      width: 32px; height: 32px; border-radius: 50%;
      font-size: 18px; cursor: pointer; line-height: 1;
      color: var(--navy); display: flex; align-items: center; justify-content: center;
    }
    .modal h3 {
      font-family: 'Playfair Display', serif;
      font-size: 24px; color: var(--navy); margin-bottom: 6px;
    }
    .modal p.modal-sub { font-size: 14px; color: #5a6a7e; margin-bottom: 28px; }
    .form-row { margin-bottom: 16px; }
    .form-row label {
      display: block; font-size: 13px; font-weight: 600;
      color: var(--navy); margin-bottom: 6px;
    }
    .form-row input, .form-row select, .form-row textarea {
      width: 100%; padding: 11px 14px;
      border: 1.5px solid #ddd; border-radius: 8px;
      font-family: 'DM Sans', sans-serif; font-size: 14px;
      color: var(--navy); background: var(--off-white);
      outline: none; transition: border-color 0.2s;
      -webkit-appearance: none;
    }
    .form-row input:focus, .form-row select:focus, .form-row textarea:focus {
      border-color: var(--gold); background: white;
    }
    .form-row textarea { resize: vertical; min-height: 80px; }
    .form-submit {
      width: 100%; padding: 14px;
      background: var(--gold); color: var(--navy);
      border: none; border-radius: 8px;
      font-family: 'DM Sans', sans-serif; font-size: 15px;
      font-weight: 700; cursor: pointer;
      transition: background 0.2s, transform 0.15s;
      margin-top: 8px;
    }
    .form-submit:hover { background: var(--gold-light); transform: translateY(-1px); }
    .form-note { font-size: 12px; color: #8a96a8; text-align: center; margin-top: 12px; }

    /* ── BLOG ARTICLE MODAL ── */
    .article-modal .modal { max-width: 680px; }
    .article-header { margin-bottom: 24px; padding-bottom: 20px; border-bottom: 1px solid #eee; }
    .article-tag { font-size: 11px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--gold); margin-bottom: 8px; }
    .article-modal h3 { font-size: 22px; margin-bottom: 8px; line-height: 1.3; }
    .article-meta { font-size: 12px; color: #8a96a8; }
    .article-body { font-size: 15px; color: #3a4a5c; line-height: 1.8; }
    .article-body h4 { font-family: 'Playfair Display', serif; color: var(--navy); margin: 22px 0 8px; font-size: 17px; }
    .article-body p { margin-bottom: 14px; }
    .article-body ul { margin: 0 0 14px 18px; }
    .article-body ul li { margin-bottom: 6px; }
    .article-body .highlight {
      background: var(--gold-pale); border-left: 4px solid var(--gold);
      padding: 14px 16px; border-radius: 0 8px 8px 0; margin: 20px 0;
      font-weight: 500;
    }
    .article-cta {
      background: var(--navy); color: white; border-radius: 12px;
      padding: 20px 22px; margin-top: 28px; text-align: center;
    }
    .article-cta p { color: rgba(255,255,255,0.75); font-size: 14px; margin-bottom: 12px; }
    .article-cta a { display: inline-block; background: var(--gold); color: var(--navy); padding: 10px 22px; border-radius: 8px; font-weight: 700; text-decoration: none; font-size: 14px; }

    /* ── GOOGLE REVIEWS ── */
    .reviews { background: var(--navy); padding: 80px 48px; }
    .reviews-inner { max-width: 1600px; margin: 0 auto; }
    .reviews .section-label { color: var(--gold-light); }
    .reviews .section-title { color: var(--white); }
    .reviews .section-sub { color: rgba(255,255,255,0.55); }
    .rating-hero {
      display: flex; align-items: center; gap: 28px;
      background: rgba(255,255,255,0.05);
      border: 1px solid rgba(255,255,255,0.1);
      border-radius: 16px; padding: 28px 32px;
      margin-bottom: 32px; flex-wrap: wrap;
    }
    .rating-score {
      font-family: 'Playfair Display', serif;
      font-size: 64px; color: var(--gold); line-height: 1; font-weight: 700;
    }
    .rating-info { flex: 1; }
    .rating-stars { color: var(--gold); font-size: 24px; letter-spacing: 2px; margin-bottom: 4px; }
    .rating-count { color: rgba(255,255,255,0.5); font-size: 14px; margin-bottom: 14px; }
    .rating-bar-row { display: flex; align-items: center; gap: 10px; margin-bottom: 5px; }
    .rating-bar-label { color: rgba(255,255,255,0.5); font-size: 12px; width: 30px; text-align: right; }
    .rating-bar-track { flex: 1; height: 6px; background: rgba(255,255,255,0.1); border-radius: 4px; overflow: hidden; }
    .rating-bar-fill { height: 100%; background: var(--gold); border-radius: 4px; }
    .rating-actions { display: flex; flex-direction: column; gap: 10px; }
    .btn-review {
      display: inline-flex; align-items: center; gap: 8px;
      padding: 12px 22px; border-radius: 8px;
      font-family: 'DM Sans', sans-serif; font-weight: 600; font-size: 14px;
      cursor: pointer; text-decoration: none; transition: all 0.2s; border: none;
    }
    .btn-review.primary { background: var(--gold); color: var(--navy); }
    .btn-review.primary:hover { background: var(--gold-light); }
    .btn-review.secondary { background: transparent; color: rgba(255,255,255,0.7); border: 1.5px solid rgba(255,255,255,0.2); }
    .btn-review.secondary:hover { border-color: var(--gold); color: var(--gold-light); }
    .google-reviews-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 16px; }
    .google-review-card {
      background: rgba(255,255,255,0.04);
      border: 1px solid rgba(255,255,255,0.08);
      border-radius: var(--radius-lg);
      padding: 24px;
      transition: all 0.35s var(--ease-out);
    }
    .google-review-card:hover {
      background: rgba(200,146,58,0.06);
      border-color: rgba(200,146,58,0.18);
      transform: translateY(-3px);
      box-shadow: 0 12px 32px rgba(0,0,0,0.2);
    }
    .gr-header { display: flex; align-items: center; gap: 12px; margin-bottom: 12px; }
    .gr-avatar {
      width: 40px; height: 40px; border-radius: 50%;
      background: var(--gold); color: var(--navy);
      font-weight: 700; font-size: 15px;
      display: flex; align-items: center; justify-content: center; flex-shrink: 0;
    }
    .gr-name { color: var(--white); font-size: 14px; font-weight: 600; }
    .gr-date { color: rgba(255,255,255,0.4); font-size: 12px; }
    .gr-stars { color: var(--gold); font-size: 14px; margin-bottom: 10px; }
    .gr-text { color: rgba(255,255,255,0.65); font-size: 13px; line-height: 1.65; }
    .gr-google { color: rgba(255,255,255,0.3); font-size: 11px; margin-top: 10px; display: flex; align-items: center; gap: 5px; }

    /* ── CHAT WIDGET ── */
    .chat-bubble {
      position: fixed; bottom: 100px; right: 28px; z-index: 998;
      background: var(--navy); border: 1px solid var(--border);
      border-radius: 16px; padding: 0; width: 320px;
      box-shadow: 0 20px 60px rgba(0,0,0,0.35);
      display: none; flex-direction: column; overflow: hidden;
    }
    .chat-bubble.open { display: flex; }
    .chat-header {
      background: var(--navy-light); padding: 16px 18px;
      display: flex; align-items: center; gap: 12px;
      border-bottom: 1px solid rgba(255,255,255,0.08);
    }
    .chat-avatar-sm {
      width: 36px; height: 36px; border-radius: 50%;
      background: var(--gold); color: var(--navy);
      font-weight: 700; font-size: 13px;
      display: flex; align-items: center; justify-content: center;
    }
    .chat-header-info { flex: 1; }
    .chat-header-name { color: white; font-size: 14px; font-weight: 600; }
    .chat-header-status { color: #4ade80; font-size: 11px; }
    .chat-close-btn { background: none; border: none; color: rgba(255,255,255,0.5); font-size: 20px; cursor: pointer; }
    .chat-messages { padding: 16px; display: flex; flex-direction: column; gap: 10px; max-height: 220px; overflow-y: auto; }
    .chat-msg {
      padding: 10px 14px; border-radius: 12px; font-size: 13px; line-height: 1.5; max-width: 85%;
    }
    .chat-msg.bot { background: rgba(255,255,255,0.08); color: rgba(255,255,255,0.85); border-radius: 4px 12px 12px 12px; }
    .chat-msg.user { background: var(--gold); color: var(--navy); font-weight: 600; margin-left: auto; border-radius: 12px 4px 12px 12px; }
    .chat-options { padding: 0 16px 16px; display: flex; flex-direction: column; gap: 8px; }
    .chat-option-btn {
      background: rgba(255,255,255,0.07); border: 1px solid rgba(255,255,255,0.12);
      color: rgba(255,255,255,0.8); padding: 9px 14px;
      border-radius: 8px; font-size: 13px; font-family: 'DM Sans', sans-serif;
      cursor: pointer; text-align: left; transition: all 0.2s;
    }
    .chat-option-btn:hover { background: rgba(201,147,58,0.15); border-color: var(--border); color: var(--gold-light); }
    .chat-wa-btn {
      margin: 0 16px 16px; padding: 11px;
      background: #25d366; color: white; border: none;
      border-radius: 8px; font-family: 'DM Sans', sans-serif;
      font-size: 13px; font-weight: 700; cursor: pointer;
      display: flex; align-items: center; justify-content: center; gap: 8px;
      text-decoration: none; transition: background 0.2s;
    }
    .chat-wa-btn:hover { background: #1fba59; }
    .chat-trigger {
      position: fixed; bottom: 100px; right: 28px; z-index: 997;
      background: var(--navy); border: 1px solid var(--border);
      color: white; border-radius: 50px;
      padding: 12px 20px; display: flex; align-items: center; gap: 10px;
      cursor: pointer; box-shadow: 0 8px 28px rgba(0,0,0,0.3);
      font-family: 'DM Sans', sans-serif; font-size: 14px; font-weight: 600;
      transition: all 0.2s;
    }
    .chat-trigger:hover { background: var(--navy-light); transform: translateY(-2px); }
    .chat-trigger-dot { width: 8px; height: 8px; background: #4ade80; border-radius: 50%; animation: pulse-dot 2s infinite; }
    @keyframes pulse-dot { 0%,100% { opacity: 1; } 50% { opacity: 0.4; } }

    @media (max-width: 600px) {
      .chat-bubble { width: calc(100vw - 32px); right: 16px; bottom: 90px; }
      .chat-trigger { right: 16px; bottom: 90px; }
      .rating-hero { flex-direction: column; gap: 16px; }
      .rating-score { font-size: 48px; }
    }
    .reveal {
      opacity: 0;
      transform: translateY(24px);
      transition: opacity 0.55s ease, transform 0.55s ease;
    }
    .reveal.visible { opacity: 1; transform: none; }

    /* ── LARGE SCREENS (1600px+) ── */
    @media (min-width: 1600px) {
      .hero h1 { font-size: 70px; }
      .section-title { font-size: 50px; }
      .hero-inner { gap: 100px; }
      .hero p { font-size: 19px; }
      .why-grid { grid-template-columns: repeat(3, 1fr); }
      .services-grid { grid-template-columns: repeat(3, 1fr); }
      .team-grid { grid-template-columns: repeat(3, 1fr); }
      .testi-grid { grid-template-columns: repeat(3, 1fr); }
      .blog-grid { grid-template-columns: repeat(3, 1fr); }
      .google-reviews-grid { grid-template-columns: repeat(3, 1fr); }
      .steps { grid-template-columns: repeat(4, 1fr); }
      body { font-size: 16px; }
      .why-card p, .service-card p, .team-bio, .testi-text { font-size: 15px; }
      .section-sub { font-size: 18px; max-width: 640px; }
    }

    /* ── MOBILE NAV ── */
    .hamburger {
      display: none;
      background: none;
      border: none;
      color: white;
      font-size: 26px;
      cursor: pointer;
      padding: 4px 8px;
      border-radius: 6px;
      line-height: 1;
      -webkit-tap-highlight-color: transparent;
    }
    .mobile-menu {
      display: none;
      position: fixed;
      inset: 0;
      z-index: 200;
      background: var(--navy);
      flex-direction: column;
      padding: 24px;
      overflow-y: auto;
    }
    .mobile-menu.open { display: flex; }
    .mobile-menu-header {
      display: flex;
      justify-content: space-between;
      align-items: center;
      margin-bottom: 32px;
    }
    .mobile-menu-close {
      background: rgba(255,255,255,0.08);
      border: none;
      color: white;
      font-size: 22px;
      width: 40px;
      height: 40px;
      border-radius: 8px;
      cursor: pointer;
      display: flex;
      align-items: center;
      justify-content: center;
      -webkit-tap-highlight-color: transparent;
    }
    .mobile-menu nav {
      display: flex;
      flex-direction: column;
      gap: 4px;
    }
    .mobile-menu nav a {
      color: rgba(255,255,255,0.8);
      text-decoration: none;
      font-size: 20px;
      font-weight: 600;
      padding: 14px 0;
      border-bottom: 1px solid rgba(255,255,255,0.07);
      display: block;
      transition: color 0.15s;
    }
    .mobile-menu nav a:hover { color: var(--gold-light); }
    .mobile-menu-footer {
      margin-top: auto;
      padding-top: 32px;
      display: flex;
      flex-direction: column;
      gap: 12px;
    }
    .mobile-menu-footer a {
      display: flex;
      align-items: center;
      gap: 10px;
      color: rgba(255,255,255,0.6);
      text-decoration: none;
      font-size: 15px;
    }

    /* ── RESPONSIVE — TABLET ── */
    @media (max-width: 900px) {
      nav { display: none; }
      .hamburger { display: block; }
      .header-phone { display: none; }
      .header-cta .btn-primary { display: none; }
      .hero-inner { grid-template-columns: 1fr; gap: 40px; }
      
      .footer-grid { grid-template-columns: 1fr 1fr; }
      .why-grid { grid-template-columns: 1fr 1fr; }
      .steps { grid-template-columns: 1fr 1fr; }
      .team-grid { grid-template-columns: 1fr 1fr; }
      .testi-grid { grid-template-columns: 1fr 1fr; }
      .blog-grid { grid-template-columns: 1fr 1fr; }
      section { padding: 72px 32px; }
      .hero-inner { padding: 80px 32px 72px; }
    }

    /* ── RESPONSIVE — MOBILE ── */
    @media (max-width: 600px) {
      /* Announcement */
      .announcement { font-size: 11px; padding: 7px 14px; }

      /* Header */
      .header-inner { padding: 0 16px; height: 60px; }
      .logo-icon { width: 44px; height: 44px; }
      .logo-text strong { font-size: 14px; }
      .logo-text small { font-size: 9px; }
      .btn-primary { padding: 9px 16px; font-size: 13px; }
    }

    @media (max-width: 340px) {
      /* Very narrow phones (e.g. iPhone SE, ~320px): tagline can crowd the hamburger */
      .logo-text small { display: none; }

      /* Sections */
      section { padding: 48px 16px; }
      .section-title { font-size: 24px; line-height: 1.25; }
      .section-sub { font-size: 14px; }
      .section-label { font-size: 11px; }
      .section-head { margin-bottom: 36px; }

      /* Hero */
      .hero-inner { padding: 48px 16px 44px; gap: 32px; }
      .hero h1 { font-size: 28px; line-height: 1.2; }
      .hero p { font-size: 14px; line-height: 1.65; margin-bottom: 28px; }
      .hero-badge { font-size: 11px; padding: 5px 12px; margin-bottom: 18px; }
      .hero-actions { flex-direction: column; gap: 10px; }
      .hero-actions a { text-align: center; justify-content: center; width: 100%; box-sizing: border-box; padding: 14px 20px; font-size: 15px; }
      .hero-stats { gap: 0; display: grid; grid-template-columns: 1fr 1fr; row-gap: 18px; margin-top: 32px; padding-top: 32px; }
      .hero-stat-value { font-size: 22px; }
      .hero-stat-label { font-size: 11px; }

      /* Partners */
      .partners { padding: 28px 16px; }
      .partners-logos { gap: 8px 10px; }
      .partner-logo { height: 44px; min-width: 80px; padding: 6px 12px; border-radius: 8px; }
      .partner-logo img { height: 20px; }

      /* Why grid */
      .why-grid { grid-template-columns: 1fr; gap: 14px; }
      .why-card { padding: 22px 20px; }
      .why-icon { width: 42px; height: 42px; font-size: 18px; margin-bottom: 14px; }
      .why-card h3 { font-size: 16px; }
      .why-card p { font-size: 13px; }

      /* Services */
      .services-grid { grid-template-columns: 1fr; gap: 14px; }
      .service-card { padding: 24px 20px; }
      .service-emoji { font-size: 26px; margin-bottom: 12px; }
      .service-card h3 { font-size: 17px; }

      /* Steps */
      .steps { grid-template-columns: 1fr; gap: 28px; }
      .step-num { width: 48px; height: 48px; font-size: 18px; }

      /* Team */
      .team-grid { grid-template-columns: 1fr; gap: 16px; }
      .team-card { padding: 28px 20px; }
      .team-avatar { width: 68px; height: 68px; font-size: 22px; }
      .team-name { font-size: 18px; }
      .team-bio { font-size: 13px; }

      /* Testimonials */
      .testi-grid { grid-template-columns: 1fr; gap: 14px; }
      .testi-card { padding: 22px 18px; }
      .testi-text { font-size: 14px; }

      /* FAQ */
      .faq-q { font-size: 14px; padding: 16px 0; }
      .faq-a-inner { font-size: 13px; }

      /* Blog */
      .blog-grid { grid-template-columns: 1fr; gap: 14px; }
      .blog-thumb { height: 130px; font-size: 40px; }
      .blog-body { padding: 18px; }
      .blog-card h3 { font-size: 15px; }

      /* Reviews */
      .reviews { padding: 52px 16px; }
      .rating-hero { flex-direction: column; gap: 16px; padding: 20px; }
      .rating-score { font-size: 52px; }
      .rating-actions { flex-direction: row; flex-wrap: wrap; }
      .btn-review { font-size: 13px; padding: 10px 16px; }
      .google-reviews-grid { grid-template-columns: 1fr; gap: 12px; }
      .gr-text { font-size: 13px; }

      /* CTA Banner */
      .cta-banner { padding: 52px 16px; }
      .cta-inner h2 { font-size: 24px; }
      .cta-inner p { font-size: 14px; margin-bottom: 28px; }
      .cta-actions { flex-direction: column; gap: 10px; }
      .cta-actions a { text-align: center; justify-content: center; width: 100%; box-sizing: border-box; }

      /* Footer */
      footer { padding: 48px 16px 24px; }
      .footer-grid { grid-template-columns: 1fr; gap: 28px; padding-bottom: 36px; }
      .footer-col h4 { margin-bottom: 12px; }
      .footer-col ul li { margin-bottom: 8px; }
      .footer-bottom { flex-direction: column; text-align: center; gap: 10px; font-size: 11px; }
      .footer-bottom a { margin-left: 6px; }
      .irdai-badge { font-size: 10px; padding: 8px 12px; }
      .irdai-badge strong { font-size: 12px; }

      /* Modals */
      .modal { padding: 28px 20px; border-radius: 16px; max-height: 92vh; }
      .modal h3 { font-size: 20px; }
      .modal-close { width: 36px; height: 36px; font-size: 16px; top: 12px; right: 12px; }
      .form-row input, .form-row select, .form-row textarea { font-size: 16px; padding: 12px 14px; } /* 16px prevents iOS zoom */
      .form-submit { padding: 15px; font-size: 15px; }
      .article-modal h3 { font-size: 18px; }
      .article-body { font-size: 14px; }

      /* Chat widget */
      .chat-bubble { width: calc(100vw - 24px); right: 12px; bottom: 80px; border-radius: 14px; }
      .chat-trigger { right: 12px; bottom: 80px; padding: 10px 16px; font-size: 13px; }

      /* WhatsApp button */
      .wa-float { bottom: 16px; right: 16px; width: 50px; height: 50px; }
      .wa-float svg { width: 26px; height: 26px; }
      .wa-tooltip { display: none; }

      /* Buttons */
      .btn-primary, .btn-outline { padding: 12px 18px; font-size: 14px; }

      /* Hero actions full width on mobile */
      .btn-outline { width: 100%; box-sizing: border-box; justify-content: center; text-align: center; }
      /* About section mobile */
      #about [style*="grid-template-columns:1fr 1fr"] { grid-template-columns: 1fr !important; gap: 36px !important; }
      #about [style*="grid-template-columns: repeat(3"] { grid-template-columns: 1fr !important; }
      #about [style*="grid-template-columns:repeat(4"] { grid-template-columns: 1fr 1fr !important; gap: 16px !important; padding: 24px 16px !important; }
    }

    /* ── TOUCH DEVICE OPTIMISATIONS ── */
    @media (hover: none) {
      /* Remove hover transforms that get "stuck" on touch */
      .service-card:hover, .blog-card:hover, .why-card:hover,
      .team-card:hover, .testi-card:hover, .partner-logo:hover { transform: none; box-shadow: none; }

      /* Replace with active press feedback */
      .service-card:active { transform: scale(0.98); transition: transform 0.1s; }
      .blog-card:active { transform: scale(0.98); transition: transform 0.1s; }
      .why-card:active { background: rgba(201,147,58,0.07); }
      .team-card:active { transform: scale(0.99); }
      .insurance-type:active { background: rgba(255,255,255,0.1) !important; }
      .chat-option-btn:active { background: rgba(201,147,58,0.2); }
      .btn-primary:active { transform: scale(0.97); opacity: 0.9; }
      .btn-outline:active { opacity: 0.8; }
      .partner-logo:hover img { filter: grayscale(30%); }

      /* WhatsApp button — keep pulsing, no hover scale */
      .wa-float:hover { transform: none; box-shadow: 0 4px 20px rgba(37,211,102,0.4); animation: pulse-wa 2.5s infinite; }
      .chat-trigger:hover { transform: none; background: var(--navy); }
    }

    /* ── IOS & ANDROID SMOOTHNESS ── */
    * {
      -webkit-font-smoothing: antialiased;
      -moz-osx-font-smoothing: grayscale;
      -webkit-tap-highlight-color: transparent;
      box-sizing: border-box;
    }
    html {
      -webkit-overflow-scrolling: touch;
      overflow-x: hidden;
      /* Prevent font size adjust on orientation change */
      -webkit-text-size-adjust: 100%;
      text-size-adjust: 100%;
    }
    body { overflow-x: hidden; max-width: 100vw; }
    img, svg { max-width: 100%; display: block; }
    a, button, [onclick] {
      touch-action: manipulation; /* removes 300ms tap delay */
      cursor: pointer;
    }
    input, select, textarea {
      font-size: 16px; /* prevents iOS auto-zoom on focus */
      touch-action: manipulation;
    }
    /* Smooth modal & chat scroll on iOS */
    .modal, .chat-messages, .mobile-menu {
      -webkit-overflow-scrolling: touch;
      overscroll-behavior: contain;
    }
    /* Prevent content repaints on scroll */
    header { will-change: transform; }
    /* Safe area insets for iPhone notch */
    .wa-float { bottom: max(16px, env(safe-area-inset-bottom, 16px)); }
    .chat-trigger, .chat-bubble {
      bottom: calc(max(16px, env(safe-area-inset-bottom, 16px)) + 68px);
    }
    footer { padding-bottom: max(24px, env(safe-area-inset-bottom, 24px)); }

    /* ── FLOATING CALL BUTTON ── */
    .call-float {
      position: fixed;
      bottom: 28px;
      left: 28px;
      z-index: 999;
      background: var(--navy);
      color: white;
      width: 54px;
      height: 54px;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 22px;
      box-shadow: 0 4px 20px rgba(13,27,42,0.4);
      text-decoration: none;
      transition: transform 0.2s, box-shadow 0.2s;
      border: 2px solid var(--gold);
    }
    .call-float:hover { transform: scale(1.1); box-shadow: 0 6px 28px rgba(13,27,42,0.5); }

    /* ── SCROLLING PARTNERS ── */
    .scroll-partners { overflow: hidden; position: relative; }
    .scroll-partners::before, .scroll-partners::after {
      content: '';
      position: absolute;
      top: 0; bottom: 0;
      width: 60px;
      z-index: 2;
      pointer-events: none;
    }
    .scroll-partners::before { left: 0; background: linear-gradient(90deg, var(--off-white), transparent); }
    .scroll-partners::after { right: 0; background: linear-gradient(270deg, var(--off-white), transparent); }
    .scroll-track {
      display: flex;
      gap: 48px;
      animation: scroll-logos 30s linear infinite;
      width: max-content;
    }
    .scroll-track span {
      font-family: 'DM Sans', sans-serif;
      font-size: 13px;
      font-weight: 600;
      color: var(--navy-mid);
      white-space: nowrap;
      letter-spacing: 0.03em;
      opacity: 0.7;
    }
    @keyframes scroll-logos {
      0% { transform: translateX(0); }
      100% { transform: translateX(-50%); }
    }

    /* ── CLAIMS RESPONSIVE ── */
    @media (max-width: 900px) {
      #claims > div > div > div[style*="grid-template-columns:1fr 1fr"] { grid-template-columns: 1fr !important; gap: 36px !important; }
    }
    @media (max-width: 600px) {
      .call-float { bottom: 16px; left: 16px; width: 48px; height: 48px; font-size: 20px; }
      #epc div[style*="grid-template-columns"] { grid-template-columns: 1fr 1fr !important; }
      .scroll-track { animation-duration: 20s; }
    }

    /* ── PERFORMANCE ── */
    #about, #why-vira, #corporate, #how, #team,
    #testimonials, #faq, #blog, #reviews, #location {
      content-visibility: auto;
      contain-intrinsic-size: 0 600px;
    }

    /* Respect accessibility setting: disable all motion, including the partner-logo marquee */
    @media (prefers-reduced-motion: reduce) {
      *, *::before, *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.15s !important;
      }
      .reveal { opacity: 1 !important; transform: none !important; }
      .hero-orb { display: none !important; }
    }

    /* Disable decorative animations on mobile for speed (marquee logos kept moving) */
    @media (max-width: 600px) {
      *, *::before, *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.15s !important;
      }
      .reveal { opacity: 1 !important; transform: none !important; }
      .hero-orb { display: none !important; }
    }

    @media (max-width: 600px) and (prefers-reduced-motion: no-preference) {
      .scroll-track {
        animation-duration: 20s !important;
        animation-iteration-count: infinite !important;
      }
    }